Your home purchasing and refinancing experts!
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Why Choose OM Mortgage?
At OM Mortgage, you truly get the best of both worlds. As both a lender and a broker, we give you direct access to competitive in-house lending options while also offering the flexibility to shop the market with multiple wholesale lenders. This means more choices, better terms, and solutions tailored to your unique needs.
We are a multi-state residential mortgage company committed to one thing: YOU. Our promise is simple—putting you and your family first to ensure you receive the right mortgage product, fair fees, and the kind of service and advice that builds lasting relationships.
With over 350 years of combined experience, our team has guided clients through every market cycle. That perspective has made us a lifetime mortgage partner—the one that will be there when your children buy their first home, just like mom and dad did.
Why work with us?
We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.
The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.
We approach lending with our S.M.A.R.T. communication process:
Secure
We take every precaution in protecting your information.
Modern
Only the most current mortgage technology to get you the answers you need fast.
Available
You can always reach a member of the OM Mortgage Team – 24/7/365.
Reliable
No matter who, no matter when, no matter what – YOU are our priority.
Transparent
Honesty and Integrity aren’t just words nor ideas; to us, they’re a way of life.
How the process works
- Documentation
There are a few critical documents we will need to verify to start your process.
- Appraisal
The appraisal ensures the home you are buying is worth the price that is being offered.
- Initial Underwriting
The Underwriter will verify that all information is accurate and authentic.
- Conditional Approval
Conditional Approval is granted when the Underwriter approves the loan under certain conditions.
- Clear To Close
The Underwriter verifies that all documentation has been provided and all conditions have been met.
- Closing
Signing the final documentation and receiving the keys to your new home!